Don't forget to factor in closing costs when considering a home sale or purchase. Equity Consultants Inc is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 727-906-9595 if your needs include a professional REALTOR® experienced in the business side of real estate.

Closing costs you should expect

There are certain ordinary costs accompanying closing the sale of a house. These expenses are often divided between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Florida to help show you through your transaction.

Costs pertaining to your loan to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your transaction, I'll not only work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've come to an agreement, I'll fully explain the closing costs so you are informed of exactly what you're paying for.

Buyers: When purchasing a property in Pinellas County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not shocked when you show up at the closing table. I'll be happy to go over the GFE with you, answering your questions and highlighting any estimates that seem off.

Equity Consultants Inc 1110 Pinellas Bayway S. # 113 Tierra Verde, FL 33715-2105
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